Since its establishment in 1975, the AmBank Group has emerged as a leading banking group in Malaysia offering an extensive range of financial services to a broad range of clients in meeting both their strategic and financial objectives. Our services include investment banking, business banking, retail banking, treasury & markets business, broking, insurance, fund management, offshore banking, futures and options trading.

At AmBank Group, challenges are what we thrive on. Come discover the world of opportunities with us.

Responsibilities

• Process all incoming hire purchase loan applications for either new, used or reconditioned cars for submission to the relevant approving authority.
• Evaluate incoming hire purchase car loan applications and recommend for either approval or rejection of the loan application.
• Perform internal checking for Financial Information Services (FIS) & Customer Internal Blacklist (CIB) records and other checking i.e. Central Credit Reference Information System (CCRIS), Credit Tip-off Services (CTOS) for the incoming loan applications.
• Conduct interviews with the applicant and guarantor(s).
• Perform credit checking with other financial institutions.
• Supervise/perform data entry and updates of loan applications into the system.
• Facilitate dealer relationship by updating on process flows for hire purchase application submission.

• Recognised degree in any field.
• Minimum 1 years’ experience in financial institution, particularly in either the hire purchase business portfolio or in a credit processing function.
• Practical system and operational knowledge with a good understanding of the relevant rules and regulations governing the Hire Purchase business such as the Hire Purchase Act as well as relevant Bank Negara guidelines and circulars.
• Good interpersonal skills with the ability to maintain a good rapport with the respective external vendors (i.e. dealers etc) as well as customers of hire purchase business.
• Good analytical, organisation and time management skills.